Reverse Mortgage Loan Options
Get a quote on a Reverse Mortgage & find out how much you qualify for.
Empowering homeowners 62+ with financial freedom and stability.
A Reverse Mortgage—also known as a Home Equity Conversion Mortgage (HECM)—allows qualifying homeowners aged 62 and older to convert a portion of their home equity into tax-free funds.*
This program is designed to provide financial relief, supplement retirement income, eliminate monthly mortgage payments, and help seniors stay comfortably in their homes longer.
With a reverse mortgage, you remain the homeowner, retain the title, and can use your equity in a way that supports your long-term financial goals.
Call or text Staci today to discuss your ARM options:
937.478.4487
Email: scasey@nexamortgage.com
You’re favorite Mortgage Loan Originator with Nexa Mortgage
NMLS #270377
How a Reverse Mortgage Works
Unlike a traditional mortgage where you make monthly payments, a reverse mortgage allows the lender to pay you in one of several ways:
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Monthly payouts
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A lump sum
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A line of credit
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Or a combination of these options
You’ll never be required to make monthly mortgage payments as long as you:
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Live in the home as your primary residence
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Maintain the property
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Keep property taxes, insurance, and HOA dues current
Your home equity repays the loan later—typically when you sell the home, move, or pass it on.
Benefits of a Reverse Mortgage
No Monthly Mortgage Payments
Free up your monthly budget and enjoy added financial flexibility.
Stay in Your Home
Reverse mortgages help seniors remain in the homes they love.
Tax-Free Proceeds
Receive funds without increasing your taxable income.*
Multiple Payment Options
Customize how you receive your funds based on your needs.
Protection and Security
This FHA-insured loan ensures you never owe more than the home’s value when it’s sold.
Is a Reverse Mortgage Right for You?
A reverse mortgage may be a great fit if you:
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Are 62+ and want to enhance your retirement lifestyle
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Want to eliminate your existing monthly mortgage payment
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Need additional income for healthcare, living expenses, or home improvements
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Plan to age in place and remain in your current home
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Prefer a financial tool that maximizes the equity you’ve worked hard to build
How Loans by Staci Helps
At Loans by Staci with NEXA Lending, we take time to explain every detail in a clear, compassionate way—ensuring you and your family understand how reverse mortgages work and what options best support your goals.
We’ll guide you through:
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Eligibility requirements
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Loan amounts
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Disbursement options
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Responsibilities as a borrower
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Protection features for you and your heirs
My goal is to help you make an informed, confident decision that enhances your financial well-being and long-term comfort.