VA Loan Options
Receive a quote on a VA loan today.
Exclusive benefits for those who’ve served.
VA Loans offer exceptional advantages to eligible active-duty service members, veterans, and surviving spouses. With no down payment, no private mortgage insurance, and competitive interest rates, VA loans make owning a home more attainable for those who’ve served our country.
As a broker with NEXA Lending, Loans by Staci provides access to flexible VA loan programs designed to honor your service with real financial benefits. We’ll help confirm your eligibility, explore your benefits, and walk you through each step of the VA loan process.
Whether you’re buying your first home or refinancing, we’re here to help you maximize your VA loan advantages with confidence.
Call or text Staci today to discuss your ARM options:
937.478.4487
Email: scasey@nexamortgage.com
You’re favorite Mortgage Loan Originator with Nexa Mortgage
NMLS #270377
Why VA Loans Are One of the Best Mortgage Options Available
No Down Payment Required
Purchase a home with 0% down for qualified borrowers.
No PMI (Private Mortgage Insurance)
Keep your monthly payments lower compared to FHA or conventional loans.
Competitive Interest Rates
VA loans often offer some of the lowest rates available.
Flexible Credit Guidelines
More forgiving qualification standards for Veterans and active-duty borrowers.
Low Closing Costs
VA guidelines help keep upfront fees more affordable.
Refinancing Options Available
Including VA IRRRL (Interest Rate Reduction Refinance Loan) for fast, streamlined refinancing.
Who Is Eligible for a VA Loan?
You may qualify for a VA loan if you are:
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An active-duty service member
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A Veteran with eligible service
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A member of the National Guard or Reserves
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A surviving spouse of a Veteran (with certain requirements)
Staci will help verify your Certificate of Eligibility (COE) and walk you through all applicable benefits.
What You Can Use a VA Loan For
VA loans offer incredible flexibility and can be used for:
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Buying a primary residence
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Building a new home
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Refinancing an existing mortgage
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Cash-out refinancing
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Buying certain multi-unit properties (up to 4 units)
VA loans cannot be used for investment properties or vacation homes—but they are ideal for securing a stable primary residence.
Key VA Loan Features
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$0 down payment required
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No PMI
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Competitive interest rates
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Flexible credit standards
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Lower closing costs
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Available for single-family homes, condos, townhomes & multi-family (owner-occupied)
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Options for streamline refinancing (IRRRL)
Is a VA Loan Right for You?
A VA loan is one of the most powerful mortgage options for those who qualify. You may benefit most if you:
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Want to buy a home with little to no money down
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Prefer a loan with lower monthly payments
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Plan to refinance without extensive documentation
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Need flexible credit and debt-to-income requirements
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Are focused on long-term affordability and financial stability
If you’re eligible, a VA loan is almost always worth exploring.
How Loans by Staci Helps
At Loans by Staci with NEXA Lending, I take great pride in serving Veterans and active-duty borrowers with:
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Step-by-step guidance
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Fast COE retrieval
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Clear explanations of your VA benefits
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Honest comparisons to other loan programs
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Support throughout the entire approval and closing process
My goal is to help you take advantage of every benefit you’ve earned through your service.